Q1 Update: Stuttering forward

Open Road

Open Road

This first quarter of the year has come and gone and it is time again to review how it went. Overall, it has been a rather challenging year so far and I have struggled to maintain balance. The time commitment of my job has been more than I had imagined and it has spilled into other areas of my life.

Goal by goal commentary: Continue reading

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2013: Made to Soar!

1465701741_cd0145d68bI hope that everyone had a magnificent Festive Season. The time has again come to let the world know what I am planning to achieve this year. As some of you may know, I publish my Goals every year to hold myself publicly accountable for the Goals I set.

The theme for this year:
“Why consent to crawl when you have the urge to Soar!” ~ Helen Keller Continue reading

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Reflecting back on 2012

2206733790_ac6328b1c8Every year, between Christmas and New Year, I take some time to reflect on the past year, think about what went well and what did not and set a course for things to come.

For me, 2012 was the Year of “Building for the Future” Continue reading

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My “why” of blogging – rethinking Mzansi Finance

6789848939_67671e7b2eIt is often said that if the “why” is big enough, the “how” will follow. I have had a really tough time keeping up with my commitments here at Mzansifinance.com over the last couple of months. I set myself quite aggressive goals this year and have fallen short significantly, mostly because of time management challenges.

Why did I create MzansiFinance.com ?
My aims for the blog have been two-fold: To provide Continue reading

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Merry Christmas to all and to all a good night!

Wishing you and your families a Merry Christmas and a cheerful, memorable festive season.

Kevin

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Great Expectations! (Q3 update)

Life has taken an exciting turn over the last couple of days. Yesterday, I played my first game for the Premier League team at my new cricket club and today I had my first day as a Financial Adviser at my new employer. Exciting times!

Here is a refresher of my goals and my progress up to this point: Continue reading

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Where is the money you “saved” on Tuesday?

We as South Africans are fond of going out of our way to do things in the spirit of “saving” on expenses. OnĀ  Tuesday evening, the petrol price went up by 93c per liter – apparently the single biggest price jump ever. True to form, the petrol stations were packed with eager customers waiting to fill up their vehicles. This got me thinking: when is the saving worth the effort? Continue reading

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What are the different aspects of a Personal Financial Plan?

Everyone needs a Financial Plan, but what does a Personal Financial Plan actually involve? A comprehensive Personal Financial Plan has five mainĀ  aspects: Financial Management, Investment Planning, Risk Management, Tax Planning, Retirement Planning and Estate Planning. Let me explain what each of these are, in turn: Continue reading

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Time to hit them Goals!

I have decided to take a brief 3-week pause from Mzansi Finance to work on one of my most important goals this year – to pass the Certified Financial Planner (CFP) Case study exam. My exam is on Monday the 17th of September and I will return to my regular Monday, Wednesday and Friday posting schedule at that time. I will still be posting intermittent updates to mzansifinance.com, the Mzansi Finance Facebook page and my Twitter stream (@mzansifinance), so please check in when you have some time.

Thank you for all your support and I look forward to returning with the same useful personal finance articles in three weeks time.

Kevin Mzansi

Related content:
* 2012 Goals

Image by: cogdogblog

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Beware of your own overconfidence when investing

Investing has become a very popular passtime. Stockbrokers have made it ridiculously easy for someone to sign up for a brokerage account and start trading immediately. More often than not, everybody has had the experience of doing their research, picking a stock and have it instantaneously starts rising. The problem is that we immediately start inferring that we must have some skill in our stock picking. What makes us jump at this conclusion so easily? Continue reading

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