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Category Archives: Save
Where is the money you “saved” on Tuesday?
We as South Africans are fond of going out of our way to do things in the spirit of “saving” on expenses. On Tuesday evening, the petrol price went up by 93c per liter – apparently the single biggest price … Continue reading
Do I really need a Financial Advisor?
You only need to open a newspaper to see stories of Financial Advisors who run away with people’s money. Couple this with the public perception that Financial Advisors just ram insurance down your throat and that the financial services industry … Continue reading
How to take advantage of your own laziness
We are all naturally lazy. Even if we are excited or energetic about something, we revert to laziness once the thrill has worn off. This is the principle behind the behavioural finance concept of “Status Quo bias”. Advertisers and Marketers … Continue reading
Really Standard Bank? Take out a personal loan to go on holiday?
A week or two ago I saw a television advert for personal loans by Standard Bank. The premise of the advertisement is that the main character’s wife is invited by a friend to visit them in Switzerland. The gentleman tells the audience … Continue reading
Sometimes the most important thing is just to start!
Have you ever tried to calculate how much money you have earned over your working life? We’ve all thought about it, I’m sure. You would find that most of us have had a small fortune slip through our fingers. Where … Continue reading
Never look at Facebook when you are feeling depressed
I think that Facebook friends are the new Joneses. We used to look up and down the street and see everybody flaunting their possessions. Now, our friends are sitting in beautiful destinations around the globe, enjoying the good life and … Continue reading
The downside to frugality – part 2
The last time I posted, I talked about the one downside of frugality: it removes some of your ambition. Today I will talk about the other negative aspect of frugality: the danger of skimping on the potentially important stuff. Most … Continue reading
The downside to frugality
The one thing that the economic crisis has taught us all is that we sometimes have to do certain things to save money. One of the ways we have learned how to save is to adjust our lifestyle to embrace … Continue reading
To Automate or not to Automate: That is the question…
There has always been a debate on whether it is better to automate your finances or not in personal finance. Today I will explore the theory behind automation and what I have found to work best for me. The argument … Continue reading
Want to save money on your car insurance? Adjust your car value…
I can guarantee that 90% of people reading this article pay too much for their motor car insurance. Just because you have received the best insurance quote when you signed the contract does not mean you pay the least. Insurance … Continue reading
